Solutions
Merchant Processing
eChoice Business Solutions LLC delivers credit card processing solutions directly to your business, eliminating middlemen and reducing cost. You can rely on eChoice Business Solutions as your single source for processing credit, debit, loyalty and gift card transactions.
Comprehensive technical support available 24/7
Customers consistently give eChoice Business Solutions technical services a high satisfaction rating.Outstanding technical support available whenever you need it is our number one priority.
Are You Paying Too Much For Credit Card Processing?
Although we may never see a cashless society, many businesses today could not stay in business without accepting credit cards. In fact, credit cards are so commonly used by consumers, businesses and government agencies, that credit card purchases may account for 65 to 100% of many companies sales.
How Credit Card Processing Works, and Why Fees Vary
The credit card processing industry is complex, with several parties making money on each transaction your business processes. On a very simplified level, you pay two sets of fees:
- An Interchange fee, which is the fee the credit card companies charge for each transaction. This fee is set by the credit card networks and split between the networks and the credit card issuing banks. It consists of a percentage of the transaction plus a per-transaction fee. The exact percentage of the transaction varies according to a wide range of specific criteria such as what type of credit card it is, what is being purchased, who issued the card, and many other factors.
- An additional fee charged by your merchant service provider, which may be the merchant bank (the bank that provides the merchant account that allows you to accept credit cards) or an authorized independent sales organization (ISO) of the merchant bank. This fee is also a percentage of the transaction and may also include a per-transaction amount.
Apply Today for a FREE Analysis of your current Fee's
WE GUARANTEE SAVINGS!!
Merchant Cash Advance
A Small Business Loan Alternative
- We provide merchants with payment processing services and make instant cash advances based on anticipated future credit card transactions.
- There are no fixed monthly payments
- Instead a portion of your monthly credit card transactions is deducted until your advance is paid back.
- Unlike traditional loans, a merchant cash advance loan is paid back according to the strength of your business.
- When credit card sales are slow, less is paid toward the principal; when credit card sales are high, more is paid toward the principal.
90% Approval Rate!
Reasons to Apply Today
- Expansion
- Payroll
- Advertising/ Marketing
- Equipment purchase
- Inventory purchase
- Down payment
- Short-term cash flow
Advantages
- Merchant can receive up to $250,000
- No personal guarantee required on repayment
- No reporting to credit bureaus
- Payback based on timing of Visa/MC/AMEX receipts
- No collateral Required
- Approval is not conditional upon high credit score
- No fixed payment schedule
- Fast Cash-Funds are usually available in 72 Hours
- No extensive paperwork or tax returns